Master Your Finances in 3 Simple Steps
We've made it easier than ever to take control of your money and build a secure financial future.
Add Your Accounts
Manually add your bank accounts or cash pouches to get a clear view of your starting balance.
Create Your Budget
Set up categories and allocation for the month. Know exactly where every peso is designated to go.
Consult & Optimize
Log transactions and consult Alka for real-time insights that help you stay within your limits.
Everything You Need to Master Your Money
Powerful tools designed to simplify your financial life, all in one place.
AI Financial Coach (Alka)
Your 24/7 proactive advisor. Alka analyzes your spending patterns, calculates your financial health score, and provides actionable tips to grow your net worth.
Precision Tracking
Effortlessly log every peso. Consult Alka for intelligent categorization suggestions for your transaction history so you always know where your money goes.
Intelligent Budgeting
Adaptive budgets that learn from your lifestyle. Get real-time alerts and foresight on your monthly spending limits.
Wealth Insights
Visual summaries of your financial journey. See your progress with beautiful charts and system-generated reports, complemented by Alka's expert advice.
Bank-Grade Security
Your financial data is shielded with advanced encryption. Alka only uses your data to provide personalized advice, never shared.
Alka
Your AI Financial Advisor
Growth Prediction
"At your current savings rate, you'll reach your retirement goal 3 years earlier than expected."
Smart Spending Alert
"I noticed your dining expenses are 15% higher this month. Consider switching to home-cooked meals this week."
Safety First
Every piece of advice is generated with your security and privacy at its core.
Expert Financial Advice,
Available 24/7
Alka isn't just a chatbot—it's a sophisticated financial engine designed to understand your unique life goals. By analyzing your income, spending, and saving patterns, Alka provides the kind of personalized strategy usually reserved for high-net-worth individuals.
Proactive Planning
Alka anticipates your future expenses and provides proactive budget suggestions.
Wealth Creation
Get specific recommendations on how to allocate excess funds to grow your wealth.
Behavioral Insights
Understand the psychology behind your spending with Alka's habit tracking.
Health Scoring
Track your real-time Financial Health Score and see how every decision impacts it.
Data-Driven Insights
That Change Lives
Alkansya doesn't just track your money—it understands your habits. Our AI-powered visibility tools help you identify waste, optimize savings, and build lasting financial confidence.
Financial Health Score
Alka analyzed your portfolio. Your current score is 82/100—an 'Excellent' rating driven by your high savings rate.
Investment Discovery
Alka identified a 6.5% p.a. Time Deposit opportunity at UnionBank that matches your extra liquidity.
Your Advisor's Insight
You saved ₱500 this week by reducing dining out. That's enough to cover your internet bill for 3 days!
Boost Your AI Growth
Get more out of Alka with flexible credit packs. No subscriptions, just pay for what you use. Credits never expire.
Starter
Affordable first paid pack after free trial.
- 50 Alka AI Messages
- Never expires
- Rolls over monthly
- Priority AI responses
First 20 messages every month are on us!
"Alkansya transformed how our family sees money."
— Maria R., Local Saver
Why Choose
Our Platform?
Built for Filipinos
Tailored for the local context, helping you manage every peso with familiar concepts.
Bank-Level Security
Your financial data is encrypted and protected with industry-standard protocols.
Stress-Free Interface
Designed to reduce cognitive load, making financial management feel light and easy.
AI-Powered Wisdom
Your AI financial coach, Alka, provides proactive advice that goes beyond simple expense tracking.